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Money Matter$: Know More, Make More

Start Right

  • 10,001 ways to live large on a small budget

    10,001 ways to live large on a small budget

  • 30-minute money solutions : a step-by-step guide to managing your finances

    30-minute money solutions : a step-by-step guide to managing your finances

    Benz, Christine.
  • All your worth : the ultimate lifetime money plan

    All your worth : the ultimate lifetime money plan

    Warren, Elizabeth.
  • Credit repair.

    Credit repair.

  • Financial planning demystified

    Financial planning demystified

    Lim, Paul.
  • First bank account and first investments smarts

    First bank account and first investments smarts

    Freedman, Jeri.
  • J.K. Lasser's your income tax

    J.K. Lasser's your income tax

  • Personal finance for dummies.

    Personal finance for dummies.

  • Smart is the new rich : if you cant afford it, put it down

    Smart is the new rich : if you cant afford it, put it down

    Romans, Christine, 1971-
  • Stand up to the IRS

    Stand up to the IRS

    Leonard, Robin.
  • The complete Tightwad gazette : promoting thrift as a viable alternative lifestyle

    The complete Tightwad gazette : promoting thrift as a viable alternative lifestyle

    Dacyczyn, Amy.
  • The richest man in Babylon

    The richest man in Babylon

    Clason, George S. (George Samuel), 1874-1957.
  • The Wall Street journal guide to starting your financial life

    The Wall Street journal guide to starting your financial life

    Blumenthal, Karen.
  • The Wall Street journal guide to the new rules of personal finance : essential strategies for saving, investing, and building a portfolio in a world turned upside down

    The Wall Street journal guide to the new rules of personal finance : essential strategies for saving, investing, and building a portfolio in a world turned upside down

    Kansas, Dave.
  • Your credit score : how to improve the 3-digit number that shapes your financial future

    Your credit score : how to improve the 3-digit number that shapes your financial future

    Weston, Liz Pulliam.
  • Start Right
    • Banking
    • Budgeting
      • Budget Forms & Worksheets
        • From the Templates drop down menu, click on budgets for a good selection of budget templates.

        • Free forms, word processing, spreadsheets & more, that are downloadable to your personal computer as open source software.
        • Watch videos on setting up a budget!
      • Budgeting/Cut Spending/Save More
      • Tools and Applications for Budgeting
        • Free personal finance software for managing your finances. You can organize your cash flow, expenses and bank accounts in one place, with charts and graphs to visualize how you’re spending your money.
        • An interactive worksheet for your monthly living costs: projecting expenditures in various categories, and then comparing those projections to what you actually spend.

        • How can I cut spending and save more? "Mint.com is a safe and secure, easy tool for online personal financial management." From Intuit, the makers of Quicken and QuickBooks.
        • Free site to combine data from your checking, savings, credit card and loan accounts to provide an accurate picture of your financial life broken down by identified categories and user defined transaction types.

        • Free service to help you manage your money, that answers the question: how can I cut spending and save more?
    • Charitable Giving
    • Credit
      • A free, government site that links to three major credit bureaus that provide free annual credit reports: Experian, Equifax, Transunion.
      • Covers credit cards, debt management, loans, interest rates and much more.
      • An authoritative, comprehensive, government brochure (PDF format) for improving your credit rating.

      • The U.S. Citizens for Fair Credit Card Terms, Inc. (CFCCT) is a for-profit organization devoted to selecting credit cards appropriate to the user and educating consumers about credit cards. Includes thousands of consumer reviews on credit cards.
      • Provides lists of credit cards, credit report services, prepaid and secured cards. Lists can be sorted by card or service features. Also offers news, FAQs, glossary, and lists of card incentives.
      • Consumer and industry target audience, with links to CardTrak for consumer information.
      • Provides links to credit counseling, credit improvements, tools, and education.
      • A credit portal that answers how good is my credit, and many other credit questions. Rated best credit site by Money.com.
      • Money.com's second best credit portal site for determining how good is my credit? With information on tools, calculators, credit card comparison, and credit scores.
      • One of the three major credit reporting agencies.
      • One of the three major credit reporting agencies.
      • A Federal Reserve credit site with links to other credit resources such as tools, explanations of terms, fees, statements, and summary of new laws, in English and Spanish.

      • Guide from the Los Angeles County Consumer & Business Affairs Center for Financial Empowerment.  This directory is a comprehensive list of organizations that provide a variety of financial well-being services to County residents, including credit building, credit counseling, financial coaching, free tax assistance, homeownership, small business development, etc.

      • Covers most credit concerns such as Free Credit Reports, Collection Agencies, Credit Scams, Credit Card Disputes, and other credit issues.
      • An authoritative site for credit scores, with explanations of the scores. Recommended by Kiplinger Magazine and created by the consumer division of Fair Isaac, the company that invented the FICO® credit risk score. The site is the only source of an approximation of your FICO score. It is primarily a fee service with some free information and educational content.
      • Links to credit counseling, credit improvements, tools, and education.
      • Rated high by Money magazine, useful for identifying and comparing credit cards that fit individual needs and interests and deciding if to cancel a card.

      • A non-commercial educational website from FICO providing comprehensive information about the Risk-Based Pricing Rule that started in January 2011 and other federally-mandated credit disclosure notices. Helps consumers receiving notices of credit approval or denial to understand these notices’ meaning as well as the consumers' rights and potential options. Also explains the composition and role played by FICO® Scores for credit ratings.
      • One of the three major credit reporting agencies. Good consumer information and videos, in addtion to free credit reports.
    • Financial Planning
      • Financial Planning Tools
      • How to Choose a Financial Advisor
        • Financial planning: including creating a budget, saving money,planning for different stages of life, investing for retirement, buying insurance.  the balance.com is an About.com brand.

        • SEC Investment Advisers: What You Need to Know Before Choosing One.
      • Verify Professional Certification and Licensing
        • Offers a referral database for finding CPAs, including those with specialized credentials. Also offers a set of links for each state to verify the licenses of CPAs.
        • Together, the Department of Real Estate, the Office of Real Estate Appraisers, the Department of Corporations and the Department of Financial Institutions regulate most of the real estate and financial services in California. This web page is provided as a one-stop resource for California real estate and financial services license information, laws and regulations
        • A major certifying organization: features educational information about financial planning and allows you to search for CFPs by name, state, or proximity to your home.
        • Created by the U.S. Commodity Futures Trading Commission.  On one page it offers several choices for checking on financial professionals: one for those trading in futures, options, and foreign currency; a link to FINRA's BrokerCheck; links for checking insurance professionals and investment advisers, and others.  Also links to informational resources.

        • A major organization in financial planning, which also publishes a financial journal.
        • If your planning is being done through a brokerage firm, you can look up the disciplinary history of firms and individual brokers at the Web site of the this financial industry regulatory authority.
        • Organization for fee-only advisors which offers financial-planning articles and a search engine for finding fee-only planners in your area.
        • This major financial association site includes educational articles on investments and links to your state's securities regulator.
        • Search for records on both firms and individuals filed with Securities & Exchange Commission (SEC) regarding registrations, employment history, and disclosures about certain disciplinary events.
        • A database of more than 320,000 active investment advisors and 11,000 advisory firms including advisors who offer a wide variety of skills and expertise and work directly with retail investors. Information about firms and individuals is provided by Financial Media Group and drawn from state and federal regulatory filings, which are submitted to state regulators, FINRA, and SEC.
    • Savings
      • America Saves is a nationwide campaign in which a broad coalition of nonprofit, corporate, and government groups helping individuals and families save and build wealth. Funding sources include FINRA: http://www.americasaves.org/about/funders.asp

      • Choose to Save is a national public education and outreach program from Employee Benefit Research Institute (EBRI) and its American Savings Education Council (ASEC) program. Site includes sections with educational brochures, extensive calculators, good, comprehensive links to resources for specific situations, in English and Spanish.
      • How can I pay less for everyday stuff? Focus on grocery coupons. A Money Magazine second choice.

      • How can I pay less for everyday stuff? The Best Site according to Money Magazine.
    • Taxes

Disclaimer

These links are being provided as a convenience and for informational purposes only; they do not constitute an endorsement or an approval by the Los Angeles Public Library of any of the products, services or opinions of the corporation or organization or individual. The Los Angeles Public Library bears no responsibility for the accuracy, legality or content of the external site or for that of subsequent links. Contact the external site for answers to questions regarding its content. Also, please note that some of these sites may require registration and/or pay subscriptions for parts of their information and services, but all the sites selected and listed have significantly helpful and useful content that is available for free.

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